The infrastructure layer for modern payments.

Metapass connects providers, banks, and blockchains through a single orchestration platform.

The Challenge

Money still moves on fragmented rails

Businesses today navigate multiple payment providers, disconnected banking systems, and emerging crypto rails. Rigid vendor contracts make global expansion even harder. Every new market, payment method, or compliance requirement adds friction and lock-in.

One business stack connects directly to multiple providers across six categories. The six paths represent category-level connections and highlight rules out of sync, manual reconciliation and fragmented data. FRAGMENTED PAYMENT STACK 6 CATEGORIES YOUR BUSINESS APP DIRECT EXTERNAL INTEGRATIONS EXTERNAL PROVIDER CATEGORIES RULES OUT OF SYNC MANUAL RECONCILIATION Payment stack Checkout Billing Payments Reconciliation Reporting & analytics 5 BUSINESS FUNCTIONS Card PSPs & acquirers GLOBAL CARD PROCESSING Local payment methods REGIONAL WALLETS & BANK PAY Fraud & risk SCORING & AUTHENTICATION Identity & compliance KYC, KYB, AML & SCREENING Banking, payouts & FX SETTLEMENT & TREASURY Crypto rails ONCHAIN SETTLEMENT MULTIPLE PROVIDERS · SEPARATE CONTRACTS · MANUAL RECONCILIATION · NO UNIFIED VIEW The business stack contains five internal capabilities and connects separately to multiple providers across six categories. Rules are out of sync for fraud and risk, while banking requires manual reconciliation. FRAGMENTED PAYMENT STACK 6 CATEGORIES YOUR BUSINESS APP Payment stack Checkout Billing Payments Reconciliation Reporting & analytics 5 BUSINESS FUNCTIONS DIRECT EXTERNAL INTEGRATIONS EXTERNAL PROVIDER CATEGORIES Card PSPs & acquirersGLOBAL CARD PROCESSING Local payment methodsREGIONAL WALLETS & BANK PAY Fraud & riskSCORING & AUTHENTICATION RULES OUT OF SYNC Identity & complianceKYC, KYB, AML & SCREENING Banking, payouts & FXSETTLEMENT & TREASURY MANUAL RECONCILIATION Crypto railsONCHAIN SETTLEMENT MULTIPLE PROVIDERS · SEPARATE CONTRACTS MANUAL RECONCILIATION · NO UNIFIED VIEW

One orchestration layer across providers, rails, and markets — zero vendor lock-in.

Metapass Ecosystem

One platform across every payment experience and rail

Metapass sits between the experiences people use and the infrastructure that moves money. Merchant checkouts, Livepay, and partner wallets share one platform for connectivity, orchestration, risk, operations, and data — reaching fiat providers directly, while Livepay crypto payments settle through Superblock.

Payment Orchestration

Metapass Platform

The shared connectivity, orchestration, risk, operations, and data layer behind every payment experience.

Wallet

Livepay

A consumer wallet and merchant payment experience for bank, card, and crypto payments. In development.

Partner Whitelabel

Partner Wallets

Partner-branded wallet experiences for banks and fintechs, powered by the same Metapass infrastructure. In development.

Settlement · Open Protocol

Superblock

An independent, open protocol for stablecoin settlement — the crypto rail Livepay is being built to settle through.

Portfolio

Our products

Live Payment Orchestration

Metapass Platform

Payment orchestration, routing, and provider management — one integration to a broad network of providers and local payment methods across global markets.

metapass.io →
In Development Wallet

Livepay

A unified wallet experience for everyday payments across fiat and crypto rails, with crypto settlement designed to run through Superblock.

livepay.com →
In Development Partner Whitelabel

Partner Wallets

White-label wallets for banks and fintechs — branded for the partner, powered by Metapass.

Independent Open Protocol

Superblock

An independent, open protocol for stablecoin settlement. Livepay is being built to settle its crypto rail through Superblock.

superblock.finance →
100+ Payment Providers
300+ Local Payment Methods
200+ Countries Supported
Zero Vendor Lock-in

Coverage figures reflect the Metapass Platform's provider network and are indicative.

Trusted Partners

Roadmap

Beyond payments

Looking further ahead, we're exploring opportunities beyond payments — across identity, compliance, AI, and lending.

Identity

One identity, verified once, used everywhere.

On the Roadmap

Compliance & KYC

Automated regulatory compliance and KYC workflows.

On the Roadmap

AI & Analytics

ML-driven fraud scoring, route optimization, and forecasting.

On the Roadmap

Lending

Embedded credit and lending services for businesses and consumers.

On the Roadmap
Founder

The Founder of Metapass

RC

Robert Chanphakeo

Founder & CEO

Robert Chanphakeo is an Australian software engineer and entrepreneur. He studied electrical engineering at TAFE NSW (Ultimo) and software engineering at the University of Technology Sydney (UTS). He founded Metapass to help businesses make sense of their payment data — turning fragmented transactions into clear insight into revenue, customers, and behaviour. That work grew into building infrastructure to connect payment rails, from banks to emerging settlement networks.

Get in Touch

Let's talk

Whether you're an investor, partner, or financial institution, we'd love to hear from you.

Get in Touch